The Square
News and perspectives from Covia.

Piper and Katharine MillerThe 8th Annual Celtic Cup Golf Tournament and Gala Reception brought together more than 220 guests to raise a quarter of a million dollars to support services for seniors in need. Thanks to our many sponsors, golfers and community friends who joined us at Berkeley Country Club and made this year’s tournament the best yet!

“The energy of the day was truly remarkable,” says Katharine Miller, Executive Director of the Covia Foundation. “We couldn’t do this without the enthusiasm and involvement of the many people who partner with Covia to promote life-changing services for seniors.”

Over 200 corporate and individual participants, including our title sponsor City Building, Inc., supported the event. The sold-out golf tournament on the cool and sunny course provided scenic bay views throughout the day. Mike Acosta, Vince Baldwin, Steve Baldwin, and Bob Giarusso won the tournament in a playoff against Barry Johnson, Jenny Noymany, Mark Marshall, and John Durham.

The evening auction, hosted by Liam Meyclem from KCBS’ Eye on the Bay, provided its own entertainment as participants tried to outbid each other for a Farm to City Private Dinner at San Francisco Towers or an evening with Covia CEO Kevin Gerber. The auction raised more than $80,000, with almost half coming from fund-a-need bidding to support Covia Community Services and Covia Affordable Communities as attendees learned the stories of seniors whose lives have been touched by Covia through a video created for the event.

For going above and beyond in their service to seniors and senior living, and their generous support to Covia over the years, the team from Morrison Community Living was the recipient of this year’s Celtic Cup.

“It was a successful event,” says Miller. “But more importantly, the funds we raised make a difference, ensuring that seniors have a safe home and remain connected with the greater community. We’re grateful for the generosity of all who attended.”

You can see photos of the event in an album on our Facebook page.

Planning to make end of year donations to support the causes you care about? This year’s tax law changes will make a difference in the way those charitable gifts are treated, with an implication for your 2018 taxes and for the year to come. As you do make your final donations of the year, it’s also a good time to consider your plans for next year’s charitable giving.

While the primary motivation for most charitable gifts is a desire to make a difference, not simply tax breaks, good financial planning leaves more for charitable gifts. Donors are paying attention to the impact of the new tax law – and making plans to maximize the difference their gifts can make.  The Covia Foundation offered several workshops this year on maximizing your charitable contribution and offers the following strategies you can use for your own planning purposes.

The new tax law that went into effect for 2018 nearly doubles the standard deduction to $12,000 for individuals and $24,000 for married couples filing jointly. That means fewer Americans will itemize deductions on their tax returns – including charitable gifts.

Using tax-smart giving strategies can allow some donors to give more and enable others to grow their initial contributions tax-free until funds are disbursed to designated organizations:

APPRECIATED STOCK:

One strategy is to donate appreciated assets such as stocks or real estate directly to a charity. Donors receive the fair-market value of the asset at the time of the gift as a charitable deduction – without incurring the capital gains tax they would face if selling an appreciated asset outright. The charity then liquidates the asset and puts the funds to work to make a difference.

IRA CHARITABLE ROLLOVER:

Taxpayers over the age of 70 ½ can plan a Qualified Charitable Distribution from their Individual Retirement Accounts (IRA). Diverting some or all of the required minimum distribution from an IRA can provide financial benefits. While the distribution doesn’t count as a charitable deduction, it also doesn’t add to the donor’s adjusted gross income – which can reduce income taxes (and possibly Medicare premiums). Up to $100,000 annually may be requested as a Qualified Charitable Distribution.

DONOR ADVISED FUNDS:

Donors can make several years’ worth of charitable gifts in cash or appreciated assets to a donor-advised fund. This strategy can provide an immediate tax deduction on the amount contributed and allows the donor to direct gifts from the fund each year to the charities he or she supports.

Charities are able to continue their work in good part because of the support of people who care about making a difference. Planning ahead gives you the opportunity to make an even bigger impact with your charitable dollars. Generosity combined with knowledge can make all the difference in the world.

If you would like to attend a future charitable giving forum, please contact Michelle Haines, Covia Foundation Development Associate, at mhaines@covia.org. And to join our effort to provide life-changing support for seniors, please visit our secure online donation page.

 

This essay by Webster House resident Jim Lyons originally appeared in the December 2018 Webster House Newsletter.

It is money grubbing time again. Buy, buy, buy, and then buy more. For those of us who stress about what to buy, discombobulation can smash our frames of mind. Mettle is challenged. Yet it need not be that way. Here are some ways of giving that are guaranteed to please and leave your purse or wallet untouched. Rank and randy commercialism be damned! Embrace the wonders of giving simply. Curiously they are worth more than money could ever buy. They are fun for you too.

First. Make two phone calls per day to friends or family that you have not spoken with for a long time. This is personal and profound. It is not a mass-produced card. The personal touch is rarely practiced in this era of electronic babble. You too will be enveloped in the warmth and surprise of the call. If you don’t know the person’s phone number, it is easy to find and free. Ask me and I’ll teach you how to do it.

Second. Write three short hand-written notes daily for 30 days. The message need not be long. Just one sentence or phrase – just like on the $2 cards. Example: “I appreciate hearing your cheerful voice when I call. Thanks.” It’s the personal touch that does the trick. Such touches are scarce these days. A written note takes a minute or so to write. By the end of 30 days you will have brought some warmth into the lives of nearly 100 people! That’s a quiet antidote to the current climate where insults, blame saying, arrogance, and egotism seem to flourish unchallenged.

Third. Here’s some gifts for close friends and family. Write a simple story about an earlier experience, perhaps shared or perhaps not. Each of our apartments is full of things with stories. I’ve given some in my family treasured seasonal decorations along with stories about what our family was like when we used the decoration. I described some of the traditions and the circumstances of that earlier time. Scooter wrote a story about her family and the world during the year before each of her kids was born. Whew! What a treasure.

Think simple giving. That may just be our way to put the human spirit back into the holidays and to penetrate those thick bastions of religious traditions and beliefs.

This is a season when many faiths celebrate the good in us all. A leader of the Hasidic Jews observed: “Everyday life is hallowed, and each of us is responsible for the bit of existence that has been entrusted to our care.” Let’s keep the traditions of giving centered on people.

The 7th Annual Celtic Cup was a huge success thanks to so many people who care. On May 21st, more than 200 people joined the Covia Foundation at the Orinda County Club to raise more than $220,000 to provide life-changing services for seniors.

All of us want to share our deepest gratitude to all of our supporters. Your support will help seniors living in Covia’s Affordable Housing communities as well as those living in their own homes throughout the Bay Area. The funds from the Celtic Cup provide vital services such as nutrition, emergency assistance and a community of support for thousands of low-income and isolated seniors.

Fore! Golfers Out In Force

It was a beautiful day on the picturesque Orinda Country Club course. More than 120 golfers brought their best game on a picture perfect day. Congratulations to this year’s tournament winners!

1st place: Dennis Colvin, Al Climent, Jeff Hyer, Michael Ofstedahl.
2nd Place: David Chin, Terry Gilmore, John Fradelizion, Ken Keeney.
3rd Place: Matt Baldwin, Wally Baldwin, Bill Gilmartin, Steve Spina.

Kudos to the course contest winners!

Celtic Cup Presented to Long-time Supporters

Special thanks to the recipients of the 2018 Celtic Cup, Bill and Connie Ring. The Celtic Cup honors those who have provided dedicated support to the Covia Foundation in its service to seniors. Bill and his wife Connie helped kick off the inaugural Celtic Cup in 2012 and Bill has served as emcee of the evening gala and live auction for seven years running. President and CEO Kevin Gerber presented the Rings with the Celtic Cup to conclude the gala dinner. Congratulations, Bill & Connie!

Click here to find more photos from this year’s Golf Tournament and Gala Dinner.

Thank you, Sponsors, Staff, and Friends

Many thanks to our 2018 Gold Sponsors:

  

 

And to our generous Silver Sponsors:
  City Building, Inc.
  Morrison Community Living
  Nelson T. Lewis Construction Co., Inc.
  PharMerica
  T.C. Castle Construction, Inc.
  Ziegler

Join Us Next Year!

We hope you’ll join us for the 8th Annual Celtic Cup in 2019. If you have any questions about this year’s event, please contact Michelle Haines at 925.956.7448 or visit our website at celticcup.org. Find out more about the Covia Foundation, what we support, and how to give here.